Stable has launched StablePay, a mobile payments app built on stablecoin rails that includes an Earn feature for users holding USDT. The company said the app is designed for instant, zero-fee global payments and is available to users as part of its broader stablecoin-based product offering.
The announcement combines payment functionality with a built-in yield feature for USDT in the same consumer application. Rather than separating transfers, spending and yield into different services, Stable is presenting them within a single interface.
Yield and payments are moving closer together
The launch adds yield functionality to a payments application built around stablecoins. In Stable’s case, the app combines payment functionality with an option to earn yield on USDT, while keeping the user experience within the same application.
The company said StablePay is built on stablecoin rails and emphasizes instant settlement and zero fees. It also presents the app as a way for users to earn yield on stablecoins without having to interact directly with traditional DeFi interfaces.
The combination of payments and yield could make stablecoin applications more useful for users who want to move and hold dollar-linked assets within the same service. However, the announcement does not establish how the yield is generated, what rate users can receive, or what conditions and risks apply to the Earn feature.
For now, Stable has confirmed the app’s launch and its built-in yield function. Further details on the yield mechanism, distribution, supported markets, availability and any operational limits were not included in the announcement.